F. Joseph Rein
Executive VP, Assistant Secretary & Director of Corporate Strategy

Good morning.

I’d like to remind everyone that a copy of our third quarter earnings release, along with the presentation that will be discussed during our call this morning, is available on the Investor Relations section of our website at trustmark.com.

During our call, management may make forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. We would like to caution you that these forward-looking statements may differ materially from actual results due to a number of risks and uncertainties. These risks are outlined in our earnings release and other filings with the Securities and Exchange Commission.

At this time, it is my pleasure to introduce Duane Dewey, President and CEO of Trustmark.
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