The post The Next Big Crypto is Here, Version 1 of Protocol Is on the Way in Q4 2025 appeared com. Crypto Presales A new generation of DeFi platforms is beginning to take shape-projects that focus on real utility rather than hype. Mutuum Finance (MUTM) is one of these standout protocols. It is being designed to make decentralized lending more predictable, transparent, and rewarding. The team will release Version 1 of its protocol on the Sepolia Testnet in Q4 2025, bringing core lending mechanics and collateral systems into action. In a market often driven by speculation, Mutuum’s product-first strategy makes it a serious contender for those looking for a strong crypto investment. Mutuum Finance (MUTM) is now in Phase 6 of its presale. The total token supply is 4 billion, and the current price is $0. 035. The next stage will raise the price to $0. 040, reflecting a 20% increase. Around 87% of this phase is already sold, rapidly approaching the 90% mark. Over $18. 5 million has been raised so far, with more than 17, 800 holders on board. The token is available for purchase by cards without upper limits, making it easy for new participants to join before the price steps up. This speed shows strong investor confidence in a new crypto coin that focuses on delivery rather than promises. Product-Driven Design and Core Architecture Version 1 of Mutuum Finance (MUTM) will include all the building blocks needed for a functioning DeFi ecosystem. Liquidity pools will let users deposit assets and earn interest. When someone lends, they will receive mtTokens-digital receipts that track their deposits and earned yield. Borrowers will receive Debt Tokens, representing their outstanding obligations. This simple structure will make it easy for users to understand how their funds move within the system. The platform’s Liquidator Bot will handle automatic liquidations when collateral values fall too low. It will buy back debt positions at a discount, keeping the ecosystem stable.